Everything You Need to Know About Small Business Hazard Insurance

Business hazard insurance is a type of small business insurance that is less concerned with personal bodily injury but primarily focuses on covering your business's owned or rented building.

Hazard insurance also covers any equipment that you use to run your company.

In the article below, we will discuss what hazard insurance is, why your small business needs it, how much coverage you need, and where to get hazard insurance.

source https://www.emscorporate.com/news/what-to-know-about-small-business-hazard-insurance

What is an eCheck? | A Guide to Understanding How Electronic Checks Work

Just about everyone is familiar with the traditional paper check.

Traditionally, banks will manually process a paper check payment and deposit the funds into the user's bank. The clearing process can take days for the funds to appear in the correct account.

Fortunately, technology has advanced, and the checking industry has taken advantage. This is where the eCheck comes in.

source https://www.emscorporate.com/news/what-is-an-echeck

Employee Termination Process Checklist - What it is and How to Stay Compliant

Ending an employment relationship is never easy.

It can be a very emotional time, and the logistics of the termination can be complicated.

There could be serious consequences if you forget or mismanage a step. Here you can learn more about legally firing an employee.

You could have to deal with everything from wrongful termination lawsuits to embarrassing misuse of company emails by former employees. 

Having a termination process checklist gives you an outline of the exit processes within your business. This checklist also contains valuable information you need to give terminated employees.

In the article below, we will go over a sample termination process checklist to help make employee exit as smooth as possible while protecting your company's resources and reputation.

source https://www.emscorporate.com/news/employee-termination-process-checklist

How to Get a Small Business Loan

Everyone loves a "rags-to-riches" and "pull yourself up by the bootstraps" story.

However, many entrepreneurs have some help when they start their ventures. This, of course, is completely understandable.

Immediate cash flow is not guaranteed just because you have a great business idea, execute your plans accordingly, or have a ton of ambition.

Many small business owners utilize initial financing to get their new businesses off the ground. This initial financing is usually in the form of a small business loan.

That may sound easy enough, but not all small business loans are created the same. Some small business loans are not easy to secure, and you need to be certain that you will be able to pay them back.

In the guide below, we will discuss the best ways to acquire a small business loan.

source https://www.emscorporate.com/news/how-to-get-a-small-business-loan

How to Legally Fire an Employee - Ethical and Legal Termination Strategies

Whether your company is downsizing or you need to get rid of an employee with performance issues, firing someone is never pleasant or easy.

But, firing employees is an inevitable task that every employer will eventually face.

If your company needs to let a worker go, you need to be as prepared as possible to avoid any legal complications along the way. 

In the following article, we provide a thorough framework on how to legally fire an employee without getting yourself into hot water.

A quick disclaimer, always adhere to the rules and regulations in your particular state when it comes to terminating an employee. You can learn more at this link, 

With that being said, let's get started.

source https://www.emscorporate.com/news/how-to-legally-fire-an-employee

EIN vs TIN - What's the Difference?

Understanding the Difference Between an EIN and a TIN

If you are living in the United States, it goes without saying that you will need to pay your taxes.

source https://www.emscorporate.com/news/difference-between-ein-and-tin

Should You Invest in a Mobile Credit Card Reader?

With COVID-19 still at large, more and more people are using contactless payments to safeguard themselves. Not only that, but it’s also convenient to pay for everyday purchases right from your mobile device.

Applications like Google Pay or Apple Pay offer your customers a contactless way to purchase your products.

source https://www.emscorporate.com/news/should-you-invest-in-a-mobile-card-reader

Gun Shop Payment Processing Solutions

 

 

Is your Firearms Business in need of credit card processing?

Being able to accept debit and credit card payments is essential as we move away from successful cash-only businesses.

This puts many gun shops in the cross-hairs.

Your chances of finding a merchant services provider that understands your needs are slim to none, and you're looking for a company that wants to help you grow your business. You need the best gun store payment processing company.

If you are a FFL dealer, you know how difficult it can be to find a credit card processor that is willing to work with your business.

Thankfully, you've found Electronic Merchant Systems.

Electronic Merchant Systems (EMS) is the best payment processing company when it comes to streamlining your merchant services and the sale of firearms.

In order to support the growth of our firearms merchants, we are committed.

Ultimately, we want to streamline the payment process for you and make it as quick as possible. If you're gun shop needs exceptional payment processing, learn more about EMS today.

What Motivates Employees the Most? | Top Employee Motivation Factors

7 Factors that Motivate Employees

The first step in having a successful business is hiring the right people. No matter what your company goals may be, it is critical to have a team of hardworking, happy, and motivated employees.

The second step is keeping them motivated, so they stick around. You don't want disengaged employees or great folks walking out the door.

Employee motivation is the energy, commitment, persistence, and creativity workers bring to their jobs.

An engaged employee is likely to be more productive and provide a higher quality level of work.

It goes without saying that substantial pay and benefits are a great traditional motivator for most people. But what else can you do to motivate your employees? What truly dictates job satisfaction?

In the article below, we will discuss several things you can do to motivate your employees.

source https://www.emscorporate.com/news/what-motivates-employees-the-most

The Top Hiring Tips For Small Businesses

Effective Small Business Hiring Strategies

Hiring is one of the most important things small business owners do to grow their company.

Each new hire at a small business has a tremendous impact and influences the company's culture far more than a new hire at a major company.

However, many small businesses find it 'somewhat difficult' or 'very difficult to find qualified candidates for their business.

The biggest challenge small business leaders had in the hiring process was finding skilled workers to do the job. Finding the right candidates to fill your job openings is crucial in keeping up with larger companies.

In the article below, we go over a few tips on enhancing your hiring process.

source https://www.emscorporate.com/news/hiring-tips-for-small-businesses

How to Find the Best Health Insurance as a Small Business Owner

There are a lot of questions you have to answer when you decide to start your own small business.

One of the most important questions you have to answer is how you'll find health insurance for you and your employees.

Healthcare needs to be a part of your growth plan.

More business means more employees, which means you'll have a greater need for health insurance. 

If you own a small business and are looking to attract and retain employees, providing health benefits to your workers may help. 

And keeping your employees healthy means you will never be short-staffed due to health issues.

And remember, healthcare isn't always optional.

If you have more than 50 employees, you have to offer health insurance.

If you have fewer than 50 employees, you can buy individual health insurance for yourself and your family if you choose not to provide group health insurance.

In the article below, we will discuss finding health insurance as a small business owner.

source https://www.emscorporate.com/news/find-the-best-health-insurance-as-a-small-business-owner